Prospects
A clearer opportunity flow
ACA, Medicare and life prospects connected to real campaigns, forms and calls.
For agents · Licensed & new
Build a thriving insurance business — with leads, training, and real support.
MLC Benefit Advisors helps agents earn more selling ACA, Medicare, and life. Competitive commissions, a steady lead flow, and a team that actually answers the phone. New to insurance? We'll help you get licensed and contracted.
★★★★★ Agents love working with MLC
$3k-$15k/mo
Recurring potential
ACA
Leads
65+
Medicare
EN/ES
Support
Steady leads
Real ACA & Medicare prospects from our network of sites — you don't buy them.
Strong commissions
Competitive, on-time pay. You keep your clients and renewals.
Training & support
We contract, certify and back you up — with a bilingual back-office.
What you get as an MLC agent
Steady leads
Inbound ACA & Medicare leads from our network of sites.
Top commissions
Competitive comp with multiple carriers — keep your renewals.
Free training
Get certified, contracted, and selling fast — bilingual coaching.
Back-office support
CRM, marketing, and a real team behind every sale.
Production with a system
More visual, clearer, and easier to sell
MLC brings prospects, training and support together so every agent knows the next move: call, educate, quote and close with follow-up.
Lead distribution and operational follow-up connect with modern CRM workflows like ChronosCodex .
Growth
A practical path to produce
Contracting, certifications and follow-up support so momentum does not stall.
Support
Human backup when it matters
Bilingual support for cases, client questions and next steps.
All
major carriers
35+
states licensed
20+
years of experience
EN/ES
bilingual support
How contracting works
From interest to production
We give you the structure to start with confidence.
1
Apply in minutes
Fill out the form — licensed or not. We'll reach out with next steps.
2
Get contracted
We appoint you with the major carriers — no contracting fees.
3
Leads & training
Get real prospects, tools and bilingual training.
4
Start earning
Sell health, Medicare and life with strong, on-time commissions.
Why agents choose MLC
You're not alone
Mentorship and a team that picks up the phone when you need help.
Multiple carriers
Offer clients real choice — and earn across product lines.
Bilingual market
Tap the fast-growing Hispanic market with full Spanish support.
Own your book
Your clients and renewals are yours. We help you grow them.
Agent Tools
Tools that help you close
Practical, free resources to use with your clients.
★★★★★
Excellent — what our agents say
★★★★★
“Got contracted fast and the leads are real. Closed my first sale in week one.”
★★★★★
“The bilingual support and back-office save me hours. I finally just focus on selling.”
★★★★★
“Commissions on time and real training. This is where your business actually grows.”
Your virtual HQ
Join a team that's already growing
Real leads, a bilingual virtual back-office, and real support — so you focus on selling and building your book.
I want in For agents · Licensed & new
Apply to become an MLC agent
Tell us about yourself — licensed or not. We'll reach out about next steps.
Book a call with our agency team
Pick a time and we'll walk you through joining MLC. No pressure.
Agent FAQs
Do I need a license already?+
No — if you're motivated, we'll guide you through getting licensed and contracted. Already licensed? Even faster. For carrier appointment requests and transfer support, see the ChronosCodex insurance contracting page .
What can I sell?+
ACA/Obamacare, Medicare Advantage & Supplements, dental, vision, and life.
How do leads work?+
Our network of consumer sites generates inbound ACA/Medicare leads that flow to our agents.
Where can I work?+
Most U.S. states. We don't currently contract in NV, CA, NJ, IL, NY, DC, WA, PA, VA, ID, KS, HI, PR, or Denver, CO.